Fintech & Digital Payment Solutions

Empowering the Future of Finance with Neokwik

The way people and businesses handle money has changed forever. Customers no longer want to wait in bank queues or deal with paperwork—they expect fast, secure, and convenient digital transactions.

At Neokwik, we help financial institutions, fintech startups, NBFCs, and enterprises launch and scale cutting-edge digital payment solutions. With expertise in fintech software development, we deliver platforms that are secure, scalable, and future-ready.

The Rise of Digital Payments in India

India is one of the world’s fastest-growing digital payment markets, driven by innovations like UPI, Aadhaar-based payments, and API banking. With the Digital India initiative and growing smartphone penetration, businesses of every size are embracing digital payments.

Neokwik provides the technology backbone that enables this transformation. Our solutions ensure that your customers enjoy seamless, real-time transactions with bank-level security.

Our Fintech & Digital Payment Services

We design and deploy end-to-end digital payment solutions tailored to your business needs.

UPI & API Banking Solutions

Integration with UPI, IMPS, NEFT, RTGS
API banking for account validation, fund transfers, and reconciliation
White-label UPI apps for banks & fintech startups

Mobile Wallet Solutions

Build closed-loop, semi-closed, or open-loop wallets
Features: bill payments, recharges, QR code payments, P2P transfers
Secure KYC, encryption, and biometric login

Payment Gateway Development

Custom payment gateways for merchants & aggregators
Multi-currency support for global transactions
Smart fraud detection & chargeback management

Digital Lending Platforms

Loan origination, credit scoring, and disbursement
EMI tracking and automated repayment systems
AI-powered risk management & fraud prevention

Prepaid Cards & Neo Banking Solutions

Prepaid and debit card issuance platforms
Neo banking apps with savings, payments, and budgeting features
Card tokenization for enhanced safety

Recharge & Bill Payment Platforms (BBPS)

End-to-end solution for prepaid recharges, DTH, electricity, water, gas, etc.
NPCI-compliant Bharat Bill Payment System (BBPS) integration
Retailer and distributor dashboard support

Remittance & Money Transfer Solutions

Domestic money transfer (DMT) via IMPS/NEFT
Aadhaar Enabled Payment System (AePS) for rural banking
Cross-border payment support with secure compliance

Benefits of Neokwik Fintech Solutions

Seamless User Experience: Fast, intuitive, and mobile-first designs.
Regulatory Compliance: RBI, NPCI, PCI DSS, GDPR-compliant platforms.
Security First: End-to-end encryption, biometric authentication, AI fraud monitoring.
Scalability: Cloud-ready, capable of handling millions of transactions daily.
Custom or White-Label: Choose between ready-made solutions or tailor-made software.
24/7 Support & Monitoring: Dedicated assistance to ensure uninterrupted services.

Why Choose Neokwik?

Proven Expertise: Years of experience in fintech & banking software development.
Future-Ready Tech: Blockchain, AI, and open banking APIs integrated.
Client-Centric Approach: Solutions designed to meet your specific business goals.
End-to-End Services: From design and development to deployment and support.
Trusted Partner: Working with banks, NBFCs, and digital-first companies across India.

Get Started Today

Banking is evolving—and your institution should evolve with it. Whether you’re a bank, NBFC, or fintech startup, Neokwik’s banking software solutions will help you stay ahead of the competition.

Banking Software Development